Who We Are
Byfields Finance Solutions has over 17 years’ experience in banking. We have a unique understanding of how banks view applications, who has the cheapest and most appropriate loans for you, and who is most likely to approve your application. This experience means we can help with everything you need from home loans to complex commercial finance structures.
At Byfields Finance Solutions we want to be your personal in-house finance consultant. Always acting in your best interest, to show you the best deals available at all lenders that suit your needs. We are not hamstrung to show just the products from the one bank where you currently are. We have access to over 35 different lenders to make sure we get the best fit for you. If another bank has a special or a better solution – We can recommend it, even if your bank can’t.
With our extensive lending experience we can help everyone from First home buyers to Investors, Property Developers, Self-Managed Superannuation funds and all forms of Business finance including: Commercial Property, Working Capital, Cash-Flow lending, International Trade, Equipment & Vehicle finance.
Based in Belmont, but utilising Byfields existing network of regional offices in Northam, Merredin, York, Beverley, Narrogin & Wagin; we are able to offer financial expertise and greater choice and competition to clients from Broome to Esperance. We have the capacity to help no matter where you are based.
Contact Byfields Finance Solutions to see how we can help be your personal finance partner. Your own dedicated Bank Manager engaged to always find the best finance options available for you – Not your bank.
Why Use A Broker from Byfields Finance Solutions
With literally hundreds of loans available from 35 different lenders we are more likely to find the right loan to suit your needs, as we are not restricted to just the products of your current bank. We can also assist with any kind of finance needed – Home Loans, Business & Commercial finance, Equipment & Vehicles to name a few.
With so many lenders and specials to choose from, we are far more likely to find the best deals available in the market at any time. We also have the ability to make banks quote against each other to win your business, which helps ensure the best price for our clients.
Part of the value of using Byfields is that we can do all the legwork on reviewing many different lending options until we find the right one. Add to this our assistance through the process from pre-approval all the way through to settlement and beyond – and we save you a significant amount of time. We will liaise with Real Estate Agents, Builders, Settlement Agents and your chosen bank to make the process as simple and painless as possible.
It can be confusing trying to understand and compare so many finance options, especially when all the lenders have such different fee and interest rate structures and often their own jargon to explain it which simply makes comparing them hard. How do you know what fits you best?
Byfields Finance Solutions has the knowledge and experience to help you understand and compare these options, and then tailor the best solution to meet your needs.
Greater Chance of Approval
All lenders have different policies & guidelines, and differ in how they measure your capacity to meet your commitments. Consequently this means some lenders are more likely to approve your proposal than others. This is why it is so important to have an experienced broker you trust who understands your situation and can find the right lender to secure the finance you need.
Peace of Mind
A good broker makes sure they understand your current position and your goals. They will make your lending and the process sound simple, while giving you comfort in your decision by making sure you understand it. By using a Byfields broker you should be able to sleep well at night, knowing someone who understands your needs has been working in your interest to get you the best deal possible for you – not your bank.
Meet The Team & Business Partners
Steven McCaughey – Managing Director
Steven is married with 2 kids, living in Perth’s Northern Suburbs. He enjoys playing & coaching Basketball and is a Boxing & Kickboxing fan as well.
Having worked in the Banking & Finance industry for the last 18 years, most of which in Commercial banking helping business owners, Steve has a unique understanding of how banks view applications, who has the cheapest and most appropriate loans for you, and who is most likely to approve your application.
“What I like most about our broking business, is that I am not hamstrung to show just the products from the one bank I was working at. I have access to over 35 different lenders to make sure we get the best fit for you. If another bank has a special, or a better solution for you – We can recommend it, even if your bank can’t.”
Steven’s qualifications include:
- Diploma in Finance & Mortgage Broking Management
- Bachelor of Business (Management & Finance)
My Mobile: 0410 654 667
Tim Quintal – Broker Support Officer
Starting from a very young age Tim has enjoyed mathematics and has always had a strong interest in finance. He received many awards throughout his school life and recently graduated with a Bachelor of Science (Actuarial and Applied Statistics). Before joining Byfields Finance, he enjoyed working as a tutor for Kumon Australia.
My Mobile: 0406 549 680
Byfields Wealth Management
Byfields Wealth Management is a well-established firm of professional advisers who thrive on making a positive difference to people’s lives, whether through providing considered and strategic financial advice, or being active contributors in our communities.
Commencing in 2004, we have built a solid team of advisers who are highly qualified and supported by a skilled administrative division. Our core team is backed by solid partnerships with businesses, who work with us to provide the best possible financial outcomes for our clients.
Though we are based in Perth we have a strong rural connection. We are committed to the rural sector and delight in assisting an extensive client base from Esperance to Geraldton. Our broad base of clients range from young workers and families to retirees.
If you are looking to partner with a team of highly qualified advisers who will truly listen to your needs and assist you in achieving your financial aspirations call us today. We’d love to help.
Byfields Business Advisors
From humble beginnings in a small Northam office in the 1950’s, Byfields Business Advisors now services clients from offices situated in Perth, Northam, Merredin, Narrogin, Wagin, York and Beverley and is the largest CPA firm based in WA, consisting of nine directors and seventy-two staff.
Today at Byfields our clients range from small/medium family businesses to larger corporate clients, across a wide variety of industries including retail, real estate, transport, financial services and manufacturing.
We have particular expertise in the rural/farming industry, predominately in wheat and sheep farming but also in cattle, cereal grains, hay and all manner of primary produce. We also have numerous clients in the medical and associated professions and has developed a specialisation in the pharmaceutical industry.
The vast majority of clients are family businesses, whom are now benefiting from the Byfields expertise run on professional corporate lines involving business planning and the formalisation of procedures and responsibilities. Our main service divisions are:
- Business Advisory & Taxation
- Self-Managed Superannuation