Buying a home is one of the biggest decisions most people make in their lifetime. It’s important to be comfortable about how much you can afford to borrow, what your repayments are and how to repay your loan sooner. Please find a helpful range of Home Loan Calculators below as a guide, or contact Byfields to discuss your unique situation.
Loan Repayment Calculator
Before making a long term commitment on a property, it’s important to be comfortable that you can afford it without putting too much pressure on yourself or your standard of living.
Use the calculator below to estimate your repayments.
Additional Repayments Calculator
You can pay-off your loan years sooner and save thousands of dollars in interest simply by paying a little extra on each repayment.
See what a difference a small additional amount to your repayment can make by using the calculator below.
Stamp Duty Calculator
Stamp Duty is an unwelcome but unavoidable government tax for all property investment across Australia. The calculator below provides an accurate estimate of Stamp Duty costs for which ever state you are purchasing in.
Maximum Borrowing Capacity Calculator
It’s helpful to understand what your maximum borrowing capacity is so you can narrow any property search to locations that are in your range, and find the best property that meets your needs.
To indicatively estimate this capacity please use the calculator below.
Lump Sum Repayment Calculator
Making a Lump Sum reduction to your home loan can save years and thousands of dollars in interest over the life of your loan.
This calculator can show you the benefit of putting that bonus, inheritance or lotto win into your loan.
Split Loan Simulator
If you want to fix a portion of your loan to give you some comfort about what your repayments will be in the future, this tool will help you calculate your combined repayments.